FP&A · Financial Reporting · CMA (US)
Muhammed Lazim
A finance professional who turns raw transactions into numbers leadership can act on. CMA (US) qualified, with hands-on FP&A, reporting, and compliance experience across India and the UAE.
About
Close attention to the close.
I'm a CMA (US) qualified finance professional with hands-on experience across FP&A, financial reporting, and compliance, built across roles in India and the UAE. Over the past year, I've supported capital investment decisions through DCF modeling, closed the books through month-end reconciliations, and kept accounts payable and receivable moving without letting working capital slip.
I care about numbers that hold up under scrutiny, variance that gets explained rather than just reported, and management reports that a leadership team can actually use to make a decision. Whether it's a GST filing, a UAE VAT return, or a variance walk versus budget, I like getting the underlying detail right first.
Experience
Where the numbers have lived
– APR 2026
Junior Accountant
Protectol Health, United Arab Emirates
- Delivered variance analysis and MIS reports comparing actuals versus plan, forecast, and prior periods, covering revenue trends, gross margins, and operating expenses.
- Supported financial modelling for capital investment projects, including a Discounted Cash Flow (DCF) model to assess project viability through key cost drivers, projected cash flows, and investment returns.
- Managed full-cycle Accounts Payable and Accounts Receivable, directly impacting Net Working Capital through timely collections, controlled disbursements, and aging schedule monitoring.
- Performed landed cost calculations and periodic stock audits to support accurate inventory valuation and cost control.
- Supported month-end close by preparing journal entries, reconciling GL accounts, and performing bank and balance sheet reconciliations with exception analysis.
- Managed UAE VAT compliance and periodic filings, and completed corporate tax registration via the EmaraTax portal per FTA requirements.
- Used Odoo ERP for transaction processing and reporting, standardizing management reports and maintaining SOPs to support process improvements.
– DEC 2025
Finance Intern
Protectol Health, India
- Supported GST compliance including GSTR-1 and GSTR-2B filings, ensuring accurate reconciliation and regulatory adherence.
- Recorded journal entries and maintained general ledger accounts using Zoho Books, supporting month-end close processes.
- Performed bank reconciliations and vendor and customer account reconciliations to ensure reporting accuracy.
- Generated ad hoc financial reports and analysis in Excel, supporting management reporting requirements.
Projects
Where the analysis surfaces
Click to expand ⤢
Uber Ride Operations Dashboard
An interactive Power BI dashboard built to monitor ride-hailing operations at a glance. It tracks rides fulfilled, lost rides, revenue, and distance travelled, breaks revenue down by vehicle type, and follows customer and driver satisfaction over time so operational issues surface before they show up in the numbers everyone else is looking at.
- 28K rides fulfilled tracked against 17K lost rides, with completion split visualized by ride type.
- Revenue of 16M broken down by vehicle category, from Go Sedan down to Uber XL.
- Quarterly ride volume trend alongside customer (4.41) and driver (4.23) rating benchmarks.
Skills
The working toolkit
FP&A & Reporting
Accounting & Control
Compliance
Software
Credentials
Education & certifications
Education
Certifications
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